403b Smarter

You are smart and you have a 403(b) plan. You aren’t 100% sure you picked the right fund in the right plan, understood the right ‘advisor’ or asked the right coworker in the frenzy of your day. No surprise as these plans were designed specifically to sound complex.

In this site, you will come to find out more than you knew about your plan, your options, your plan’s administrator, the advisor and perhaps your coworkers. You will learn how a 403(b) compares with a 401(k) and a 457. You will hear from a variety of sources, including those who learned firsthand the hard way, via unnecessary AND excessive fees and expenses and blew the whistle. Start by reading participant experiences here on 403bwise.

You will find stories, but most of all, resources to empower yourself – yes, you really do need to be empowered – because at times it’s not going to be easy or pretty.


Because we are NOT certified financial advisor or planners, we come without bias. We are on nobodies payroll but our own.


This blog was built with you in mind and always will be. Use the Contact Form to comment or ask a question and we will do our best to answer and steer you in the right direction.